$AFRM will bounce back strongly after the Afterpay acquisition! Already 9% up. https://www.cnbc.com/2021/08/02/square-to-buy-australia-fintech-afterpay-amid-buy-now-pay-later-trend.html

There's a famous saying in Fintech, you make money either by bundling or BNPL; $AFRM has the first mover advantage and a very lucrative deal with $SHOP where $SHOP has skin in the game to make $AFRM successful.

Also, their non $PTON user base is increasing really strongly! I believe they're going to be a market leader in the long term.

Like $AAPL getting into credit cards did not killed $AXP ; it will not kill $AFRM either by getting into BNPL.

I am long $AFRM